Getting USDC onto Arc, and back out: a plain guide

First, where peelbid runs today

Until the first mainnet campaign, peelbid runs on Arc testnet and bids use test USDC; the wallet page explains how to get it. This guide is for the Arc mainnet, and the wallet page will say when it applies.

What you need first: an address on Arc

On peelbid, the wallet made for you at sign-in is an Arc wallet. Its address is on your wallet page, with a copy button. That is where a brand sends USDC to bid from, and where an owner's payouts arrive.

If you would rather use your own wallet, add Arc to it. Arc is an EVM network, so MetaMask, Ledger, Rainbow, Trust Wallet and the others listed by Circle at launch all work. The settings for the mainnet:

There is no other coin to hold. Gas on Arc is paid in USDC, in cents, so a wallet with a few USDC in it can transact. Never send ETH to an Arc address; Arc has no use for it.

Way 1: withdraw from an exchange that lists Arc

At the mainnet launch on 16 September 2026, Circle named thirteen exchanges with Arc access: Binance, Bitso, Bitvavo, Bybit, Coinbase, Gate, Kraken, KuCoin, MEXC, OKX, OSL, Upbit and Wenia (Circle, Arc mainnet announcement). KuCoin said on day one that it had opened direct USDC deposits and withdrawals on Arc (The Crypto Times). For the others, the test is simple: open the withdrawal screen for USDC and look for Arc in the list of networks.

1. On the exchange, choose Withdraw, then USDC.
2. In the network list, choose Arc. If Arc is not offered, stop here and use Way 2; a withdrawal on any other network does not arrive on Arc.
3. Paste the address from your peelbid wallet page. Check the first four and the last four characters against the page.
4. Send a small amount first, 2 or 3 USDC. When it shows on your wallet page, send the rest.

The exchange charges its own network fee, usually a fraction of a dollar to a few dollars, and shows it before you confirm. Arrival is a matter of minutes; the exchange's processing time is the slow part, Arc itself settles in about a second.

If your exchange is a local one and has not added Arc yet, Way 2 works from any exchange that can withdraw USDC on Base, Ethereum, Arbitrum, Optimism or Polygon.

Way 2: bring it from another network

USDC moves between networks by burn and mint: Circle's Cross-Chain Transfer Protocol (CCTP) burns USDC on one chain and mints the same amount on the other, which is why the USDC you receive on Arc is the real thing and not a wrapped copy. Arc's own documentation names CCTP as the way USDC comes in and goes out (Arc docs, bridges).

For a person with a wallet, the practical route is a bridge app that uses it. Across has supported Arc since launch day, from Ethereum, Base, Arbitrum, Optimism, Polygon and a dozen other chains, with the fee shown before you sign and the USDC arriving on Arc in a couple of seconds (Across, Arc on Across). The steps:

1. Withdraw USDC from your exchange to your own wallet on Base (or another supported chain). Most exchanges list Base.
2. Open across.to/arc-bridge, connect that wallet, choose USDC, from Base to Arc, and the amount.
3. Read the quote: the amount you will receive and the fee. Sign once. You pay gas on the origin chain only.
4. The USDC lands on the same address on Arc. If you bridged to your own wallet, send it on to your peelbid wallet address, or use that wallet with peelbid directly.

One warning that matters more than the rest. Searching for "Arc bridge" turns up copies that are built to take your signature and your money. Use a bridge you reached from Arc's documentation or from this page, check the address bar, and never approve a transaction you did not start.

Way 3, later: buy it with a card inside peelbid

Circle's App Kits include an on-ramp, a hosted widget where the provider handles identity checks and the USDC lands straight in the user's Arc wallet. We will add it once its countries and costs are confirmed, and this page will say so. Until then, Way 1 and Way 2 are the whole answer.

For owners: turning USDC on Arc back into money

Payouts arrive in your peelbid wallet as USDC on Arc, instalment by instalment, as the escrow releases them. From there:

1. On an exchange that lists Arc, open Deposit, choose USDC, and choose Arc as the network. Copy the deposit address it shows.
2. On your peelbid wallet page, send a small test amount to that address, then the rest. The wallet page emails you a receipt for every transfer out.
3. Sell the USDC on the exchange for your own currency and withdraw to your bank as you normally would.

If your exchange does not list Arc for deposits, send the USDC to a wallet of your own and bridge it to Base with the same bridge, then deposit from Base. Tax is yours to handle where you live; peelbid gives both sides a statement of every payment, which is a record, not a tax invoice.

What it costs

The checks, every time

• The network field must say Arc. USDC sent on another network does not arrive here, and in most cases cannot be recovered.
• Small amount first. Always.
• Copy the address from the wallet page; never type it.
• peelbid never holds your money and never asks you to send USDC anywhere to "activate" or "verify" anything. A bid takes a deposit from your own wallet when you place it; a campaign is funded from your own wallet when you pay. Both are transactions you start.
• Keep a few USDC in the wallet for gas. A wallet with exactly the campaign amount and nothing else cannot pay the cents the transaction costs.